Our top-of-the-line account. Get ready to earn interest and take advantage of a higher savings rate and loan rate discounts. If you’re looking for the most value for your account and have at least $250,000 in qualified balances with First Financial, let’s get started.1
Great benefits, guaranteed
We could go on and on about how great Premier Checking is. Here’s a quick look at the benefits you’ll enjoy:
I'm ready to open an account; what's next?
- Step 1: Review account requirements.
- Step 2: Prepare your documents.
- Step 3: Add money.
Frequently asked questions
It’s easy to open a Premier Checking account with us.
- Requirements: At least 18 years old (applicants under 18 can apply in a financial center); a U.S. Citizen or Resident Alien; a resident of Ohio, Kentucky, Indiana, or Illinois.
- Documents: Social Security number; U.S. government-issued ID (Driver’s License, Passport, Military ID, or State Issued ID); for joint accounts you’ll need the email address of the joint applicant.
- Add money to your account: A debit or credit card number with CVV code to transfer at least $25 to your new account.
We don’t call this our top-of-the-line account for nothing. To unlock interest for this account, you’ll need to have $250,000 in qualified balances.1 Contact your local financial center for rate information.
If your deposit amount and loan balance amount add up to $250,000+, you’ll qualify for a free monthly service charge.1 The loan will need to be with First Financial Bank to qualify.
No ATM fees, plus $20/month rebate if charged a fee by another bank.
Yes, in addition to using your debit card for purchases, you can write checks. Free standard checks are available with Premier Checking. You can order checks online, by phone, or visit a financial center and an associate can help you.
GIVE US A CALL
Still have questions?
Chat with one of our professionals
If you need any assistance, or if you just want to make sure you’re on the right track, don’t hesitate to reach out! We’ll get you in touch with a First Financial Bank team member to help with opening your new account or switching banks.
1 Total deposits include any Checking, Savings, Certificates of Deposit (CD), CD IRA, Money Market, or Consumer Loans (excluding first mortgages) that are in the name of the Primary Owner. Otherwise, a $20 monthly service charge for Performance Checking and a $45 monthly service charge for Premier Checking is assessed. Visit bankatfirst.com/combinedbalance for additional detail about calculating combined balances. Earn-out activities mentioned need to occur each statement cycle in order to receive the account credit(s).
2 Your final rate will be determined based on the loan amount, term and credit score. All loans are subject to credit review and approval and rates are subject to change without notice.
3 Contact your local banking center for current rates.
4 All loans are subject to credit review and approval and rates are subject to change without notice. Contact your local banking center or call our Client First Center for more information. Additional qualifications may apply.
5 Funds applied to discount cannot be used for closing costs or funds needed to close.
Carrier charges and data rates may apply for digital services.
All deposit accounts are subject to the Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.