We are currently experiencing an outage impacting ATMs and ITMs. Our team is working to restore services as soon as possible. During this time we will automatically refund any fees you may incur using another ATM. If you need immediate assistance, please visit your local financial center.

6.99% APR2
Six months
Limited time only

Whether you're a DIY-er or prefer to hire a professional, use the value in your home to fund and finish your summer projects.

Customize your online banking app

From changing the dashboard layout to tagging transactions, learn these online banking tips and tricks to get the most out of your experience.

Minimum balance

Monthly fee when using a debit card or making direct deposits3

Choice Checking is our most popular account, with expanded fee-free ATM access and lower rates on loans.

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The Yellow Cardinal Advisory Group is focused on providing a personalized approach to your wealth management.

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1 APY = Annual Percentage Yield. Client must have a First Financial checking account, excluding an existing money market account. Requires an increase in total deposit balances of $25,000 (including checking, savings, and CDs with same ownership) with First Financial by September 30, 2023. For personal accounts, special rate is secured by maintaining minimum daily collected balance of $25,000 in Money Market account. For business accounts, special rate is secured by maintaining minimum daily collected balance of $25,000 and less than $2,000,000 in Money Market account. Offer ends April 1, 2024. At that time, personal accounts will transition to our standard (3B) f1RST Money Market (or equivalent) and all account structures, including, but not limited to the rate structure of the f1RST Money Market; business accounts will transition to our standard (6A) Business Money Market (or equivalent) and all account structures, including, but not limited to the rate structure of the Business Money Market. Limit one Business Money Market Special account per tax ID. Call or visit a local financial center for additional details.

2 APR = Annual Percentage Rate. Introductory rates start at 6.99% for the first 6 months. $10,000 minimum loan amount or increase to existing line required. Eligible on owner occupied properties only. Must apply by September 30, 2023 for promotional rate. Non-promotional rate ranges from 8.35% to 11.80% APR. All loans subject to credit review and approval and rates are subject to change without notice. For additional information on loan benefits, please view our checking account options.

3 Monthly service charge is refunded when total direct deposits for the statement period are $500 or more. Monthly service charge can be reduced by $0.20 for each debit card purchase transaction made during the statement cycle up to $10. ATM transactions are not debit card purchase transactions & will not reduce the service charge. Earn-out activities mentioned need to occur each statement cycle in order to receive the account credit(s).

All deposit accounts are subject to the Account Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.

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