"Home Equity Line of Credit" on a gold tessellated background

6.99% APR3
Six months
Limited time only

Put the value in your home to work. Whether you're a DIY-er or want to hire a professional, you can use your equity to finish your big projects.

Illustration of a padlock on gold tessellated background

6 steps to prevent tax identity fraud

There’s no guaranteed way to avoid tax identity theft, but you can take steps to reduce your risks – like regularly changing your online passwords and reviewing your credit report.

"Choice Checking" on a gold tessellated background

Minimum balance

Monthly fee when using a debit card or making direct deposits4

Choice Checking is our most popular account, with expanded fee-free ATM access and lower rates on loans.

May donation drives

First Financial Bank is excited to partner with the FC Cincinnati Foundation, WCPO, and the Scripps Howard Fund to celebrate and support the children in our communities. From May 6-24, drop off new or lightly-used cleats of any size at financial centers within the Greater Cincinnati, Northern Kentucky, and Southeast Indiana areas.

Studies show that reading and financial literacy often go hand-in-hand. From May 6-24, drop off any new or gently used book for any age at any other financial center. The books will be distributed to local organizations within our communities.

More for your business, too

Your business is more than an account number. From lending to employee solutions and everything in between, you'll get more attention and personalized service with us.

Roth 401(k)s: Maximizing Retirement Savings from Yellow Cardinal Advisory Group

Leveraging a Roth 401(k) through your employer can offer unique benefits that may be a good fit depending on your priorities.

Community Benefits Agreement

We’re committed to improving lives and helping communities thrive. Our support for lending and investments to low- and moderate-income clients and census tracts helps build paths for prosperity today, tomorrow and for the future.

$2.4 billion
over five years in our local communities

$1.075 billion
in community development lending & investments

$18 million
in philanthropy donations

Flourish with First Financial

Our helpful articles cover just about everything you need to know to build and maintain a successful financial future.

Let’s stay connected

Sign up for First Financial emails to get meaningful tips, helpful tools, and guidance on how to improve your financial future.

1 APY = Annual Percentage Yield. Client must have a First Financial checking account, excluding an existing money market account. Requires an increase in total deposit balances of $25,000 (including checking, savings, and CDs with same ownership) with First Financial. Offer ends June 1, 2024. For personal accounts, special rate is secured by maintaining minimum daily collected balance of $25,000 in Money Market account. For business accounts, special rate is secured by maintaining minimum daily collected balance of $25,000 and less than $2,000,000 in Money Market account. Special rate ends October 1, 2024 and at that time, personal accounts will transition to our standard (3B) f1RST Money Market (or equivalent) and all account structures, including, but not limited to the rate structure of the f1RST Money Market; business accounts will transition to our standard (6A) Business Money Market (or equivalent) and all account structures, including, but not limited to the rate structure of the Business Money Market. Limit one Business Money Market Special account per tax ID. Call or visit a local financial center for additional details. First Financial Bank reserves the right to end the offer at any time.

2 APY = Annual Percentage Yield. Minimum deposit of $5,000 required to open new certificate at promotional rate. Balances less than $5,000 are subject to lower APY. A First Financial checking account is required to open this certificate. 5-month special certificate will renew to standard 3-month CD product at maturity, 11-month special certificate will renew to standard 9-month CD product at maturity, all with the interest rate fixed based on the applicable rate at the time of renewal. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Offer ends April 30, 2024. First Financial Bank reserves the right to end the offer at any time.

3 APR = Annual Percentage Rate. Introductory rates start at 6.99% for the first 6 months. $10,000 minimum loan amount or increase to existing line required. Eligible on owner occupied properties only. Must apply by June 30, 2024 for promotional rate. Non-promotional rate ranges from 8.35% to 11.80% APR. All loans subject to credit review and approval and rates are subject to change without notice. For additional information on loan benefits, please view our checking account options.

4 Monthly service charge is refunded when total direct deposits for the statement period are $500 or more. Monthly service charge can be reduced by $0.20 for each debit card purchase transaction made during the statement cycle up to $10. ATM transactions are not debit card purchase transactions & will not reduce the service charge. Earn-out activities mentioned need to occur each statement cycle in order to receive the account credit(s).

First Financial Bank is not affiliated with any third parties mentioned above. Any reference to any person, organization, activity, product, and/or services does not constitute or imply an endorsement. By clicking on a third-party link you acknowledge you are leaving bankatfirst.com.

All deposit accounts are subject to the Account Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.

leaving bankatfirst.com

You are about to go to a different website or app. The privacy and security policies of this site may be different than ours. We do not control and are not responsible for the content, products or services.

Just launched: the new online banking experience

Sign in now to access your account, or download the new app by searching "Your First Financial."