1 Monthly service charge can be reduced by $0.20 for each debit card purchase transaction made during the statement cycle up to $8. ATM transactions are not debit card purchase transactions and will not reduce the monthly service charge. The direct deposit or debit card activity mentioned must occur each statement cycle in order to receive the Account Credit.
2 Your final rate will be determined based on the loan amount, term and credit score. All loans are subject to credit review and approval and rates are subject to change without notice. Automatic transfers from a First Financial checking account are required to be eligible for the full loan rate discount.
3 Client must enroll in eStatements to avoid a $3 paper statement charge.
4 Carrier charges and data rates may apply.
5 Deposits are subject to verification and not available for immediate withdrawal. Daily deposit dollar and count limits may vary and are subject to change at our discretion. We do not charge a fee for Snap Deposit or mobile remote deposit capture. Carrier data or message fees may apply. Online banking enrollment is required for Snap Deposits and Mobile Apps.
6 Annual Percentage Rate (APR) will be 0% for all purchases made and balance transfers completed during the first 12 months after account opening (“Promotional Period”). Offer valid on purchase and balance transfers only. Special promotion rate does not apply to cash advances, or balance transfers to pay an existing balance on other First Financial Bank credit cards or loans. No interest will be due on purchases made and balance transfers completed during the Promotional Period, if the purchases and balance transfers are paid in full prior to the end of the Promotional Period. After the Promotional Period ends, the APR will be the current annual percentage rate, which may vary with the market based on Prime rate.
7 Funds applied to discount cannot be used for closing costs or funds needed to close. Additional qualifications may apply.
8 All loans are subject to credit review and approval and rates are subject to change without notice. Contact a local banking center or call the Client First Center for more information. Additional qualifications may apply.
All deposit accounts are subject to the Terms and Conditions, Special Handling/Electronic Banking Disclosure of Charges, and possibly other disclosures.
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