Checking Account Features

Save time and money with our checking accounts. All of our personal accounts include a debit card, free ATM transactions within our network, free mobile and online banking and mobile deposit.

Compare the differences and choose the right account for you

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f1RST® Simple Checking

Banking should be simple. With f1RST® Simple Checking, you can enjoy complimentary access to online and mobile banking while not having to worry about a monthly service fee or minimum balance. It's just that simple.

f1RST® Choice Checking

You have a choice when it comes to banking. With a f1RST® Choice Checking Account, enjoy complimentary access to online and mobile banking services, and reduce or avoid a monthly service charge with direct deposit or debit card purchases.

f1RST® Choice Student Checking

A checking account that makes the grade. As a student, you're always on the go. That's why with a f1RST® Choice Student Checking Account there's no monthly fee or minimum balance and you can do all your banking on your phone without fees.

f1RST® Premium+ Checking

A checking account that pays you back. Our f1RST® Premium+ Checking allows you to earn dividends based on your account balance.

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f1RST® Simple Checking

f1RST® Choice Checking

f1RST® Choice Student Checking

f1RST® Premium+ Checking

Instant Issue Debit Card
Complimentary Online and Mobile Banking1
Complimentary Mobile Snap Deposit
Complimentary Bill Payment
Electronic Statements2
Complimentary First Financial Bank ATM Access
Complimentary AllPoint ATM Network Access

Complimentary Checks

First box of standard checks free.

Standard checks free for clients over 55.

Earns Interest3

Monthly Service Charge

$0

$6. Refunded with direct deposit or debit card activity. See additional information for details.

$0

$12. Refunded with $1,500 daily minimum balance.

Minimum to Open Account

$50

$50

$50

$50

Additional Information

Monthly service charge refunded when total direct deposits for the statement period total $500 or more, OR monthly service charge can be reduced by $0.20 for each debit card purchase made during the statement period, up to $6. ATM transactions do not qualify as debit card purchases.

Converts to f1RST Choice Checking at age 26.

Ready to open an account?

 Our online application is easy to complete and to ensure it only takes a few minutes of your time, we want you to know about
additional information you’ll need to complete it.

  • One of the following identification pieces:

    Driver's license, military ID, passport, state-issued ID; as well as your social security number.
  • Access to your email.

    This is so you can complete a few verification steps and move quickly through the process.
  • If you are adding a joint applicant you'll need the other applicant's email address (must be different from your email address).
  • To fund your account, you’ll need to transfer money from a current First Financial account or another financial institution, so you'll need: bank account number, and routing number (only if transferring from another financial institution).
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